1/20/2012

Retirement on Social Security? HaHaHa

In the USA a lot of people didn't contribute enough to social security so they are now headed for social welfare or whatever miserable fate that the lack of money will deal to them. 

If you have enough time to plan ahead and aren't already retiring soon then you have a chance.

There are several ways to invest that will pay off later with little to almost no risk.

Disclaimer:
I am not selling any investment portfolios here just offering  ideas! The younger you are the easier it will be to set your self up for retirement.

I like one idea; judiciously buy collectibles for low money and after 50 years realize the current worth.

The web page How Can I Build A Nest Egg offers some good information.

Here's a tip stay away from Bernie Madoff... Oh never mind they got him already.

1/17/2012

How To Kill Someone Legally

Did I get your attention?
I am not a proponent of murder but there are laws defining lethal action in self defense.
 

Each state has it's own version of what are called "Castle Laws".
In some states, Texas in particular, if someone is breaking into your home and you feel that there is a threat to your and/or your family's life you can blow them to hell with a shotgun and it's OK. 


You could use any weapon that would do the job if your life is really jeopardized by the armed intruder.

Some other states have a "Duty To Retreat" in some cases built into their laws.
In that case the specifies when you would have to retreat from he situation first.

If you violate those laws you could face prosecution for self defense crimes.

All in all I suspect most courts would be sympathetic to you defending yourself if you were the victim of an armed home invasion. 


It would be called defense of habitation and could in some cases include your workplace or car.

1/14/2012

USA - Charity Tax Deductions

You can get tax breaks for donations that you make to a charity.

It has to be a qualified 501(3)(c) charity.

At the Moose Lodge a group of us were talking about charities and the question was "Should I donate my car?"


There can sometimes be a donation tax benefit other than the deduction or tax allowance.  Before you donate anything you have to know what donations are tax deductible.

Although I am not in the big money the good Doc Lowe asked  "What is the maximum I can donate."

Many hospitals are 501(3)(c) charity qualified.

Lucky him to have so much money that it is a problem!